Resources
Financial Answers for Business Owners
Straightforward, citation-backed explanations of the financial questions that come up most as a business grows — written to teach, not to sell.
Each resource below exists to answer one real question in depth, the way EFS would actually explain it in a conversation — with the factors, the boundaries, and the honest "it depends" spelled out rather than skipped. None of them are written to push a specific service; where a service genuinely fits the next step, it's linked, and where it doesn't, it isn't.
The Resources
How Much Should an S-Corp Owner Pay Themselves?
Read this if you own an S corporation and are trying to set — or defend — your own salary.
There's no IRS-approved percentage and no universal salary number. This resource walks through the actual factors that determine reasonable compensation, why the "60/40 rule" isn't real, and how salary and distributions are treated differently.
Once the number itself is on the table, that's a tax strategy conversation.
How Does Accounting Work When You Have More Than One Related Business?
Read this if you run more than one LLC, an operating company and a holding company, or any group of related businesses.
Covers what actually changes when money moves between related companies — due-to/due-from accounts, the real difference between a loan, a contribution, and a distribution, shared-expense allocation, and why a combined internal view isn't the same as formal consolidated financial statements.
The accounting side of that structure starts with accounting and bookkeeping .
When Does Your Business Need More Than a Bookkeeper?
Read this if you're not sure whether your bookkeeping is enough, or what the next layer of financial support would actually add.
There's no revenue number where a business suddenly needs a CFO. This resource lays out the four questions that actually determine it — and is explicit that solid bookkeeping alone is a completely legitimate place for many businesses to stay.
The next layer, when it's actually needed, is usually business advisory .
How This Connects to the Rest of EFS
These resources exist on their own — reading one doesn't commit you to anything, and understanding a question well enough to act on it yourself is a fine outcome. Where a resource's question turns into an actual decision for your specific business, it points to the EFS service built for that decision, the same way any of these would come up in a real conversation.
Have a Question That Isn't Covered Yet?
This list will grow as new questions come up often enough to deserve their own explanation. In the meantime, a short conversation covers anything these resources don't yet.